![]() That includes your mortgage, car payments, etc. Fill in all of your essential, non-flexible expenses first. Get it? If you spend $15 bucks a week on coffee, budget it in!ģ. If you have a quarterly bill, multiply by 4, divide by 12. For example: If your mortgage is $1,000 per month, you would multiply it by 12 = $12,000/year.Then divide by 52 = $231/week needs to come out of your weekly pay. If it’s a monthly bill like your mortgage, multiply it by 12 and divide it by 52. Using the same method as described for your income, you need to figure out how much money will come out of your weekly pay for ALL of your expenditures (even your trips to Starbucks). That will determine the total amount of money you have to save and spend each week.Ģ. If you are paid bi-weekly, multiply your income by 26, then divide it by 52. ![]() If you are paid weekly, enter your weekly income on the second line. Write your net annual income on the first line. This budget is based on Dave Ramsey’s Total Money Makeover. I hope this budget will be an inspiration to you to help you gain control over your money so it doesn’t control you! Plus, it allows you to get super creative with the things you already have.I do not intend to offer financial advice or suggest that this is the only way to budget. No Spend Month Challengeīe sure to try out our no spend month challenge! Challenging yourself is fun, and you will learn a lot during this process. This printable food expense tracker from Healthy and Lovin’ It is an easy way to stay on top of your food expenses. Over-spending on groceries can happen without even thinking about it. This keeps your budget organized, and you know exactly how much you can spend on each area, such as groceries and take-out! 9. ![]() We love using our envelope budgeting system. It’s a great way to slowly introduce you to saving and getting closer to being debt-free. Printable Davy Ramsey’s Baby StepsĬheck out the article by Bubbling Brook and print off the Dave Ramsey-inspired baby steps printable. You’ll just need a 3-ring binder and a few other items to get everything in order. Money Binderĭave Ramsey inspired this Money Binder Printable from Measuring Flower. It’s a great way to see how much you need to pay to get your bills paid off once and for all! 6. Free Printable Debt ThermometerĪnother fantastic tool is our printable debt thermometer. $1000 Emergency FundĬheck out this Dave Ramsey-inspired $1,000 Emergency Fund Tracker from Penny For Your Thoughts! 5. The Frugal Foot Doc has a printable budget binder that will help you get your debt paid off. It’s easy to follow and full of wonderful information. $800 Money Saving Challengeīubbling Brook has an amazing 12 week challenge to save $800. It’s a game-changer when you can see exactly how much you owe! 2. Free Printable Debt Snowball WorksheetĬheck out our debt snowball worksheet to get started paying off your bills. These ideas will help you add up some money pretty quickly.ġ. Skip that $5 coffee and make something at home instead. It might seem scary to cut out some of these expenses, but they can make a huge impact on your finances. Making a plan and getting organized is going to make it more likely that you will stick to it. Then keep them in a binder or someplace that you think about often. The best way to get organized is to print the systems you want to use. Keeping each of you on the same page will make a huge difference in the final results. ![]() It’s important to get everyone in the household that deals with finances on board. Here are some helpful tips to get you started. There are so many reasons to have a budget, pay down debt, and develop an emergency fund. These printables are the perfect tool to help you and are pretty simple to work with. 10 Free Budgeting Printables Inspired by Dave Ramsey If you’ve already read it, then you should check out the other frugal living books I recommend. If you want to learn more about how to manage your finances, I definitely recommend Dave Ramsey’s Total Money Makeover. Saving money and paying down debt are two things that can take a little bit to get started, but once you learn the systems, it’s so helpful. Please see our Disclosure Page for more information. So check out these 10 Free Budgeting Printables Inspired by Dave Ramsey to get started today!ĭisclosure: This post may contain affiliate links to Amazon and/or Etsy, which means that I may earn a small commission from some of the links in this post. They are all inspired by Dave Ramsey and are super useful, regardless of how you manage your finances. Whether you are drowning in debt or simply want to get a better hold on your finances, we have some valuable free printables for you. 10 Free Printables for Budgeting Like Dave Ramsey.
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